Investor Presentaiton

DISCLAIMER This presentation has been prepared and issued by Athora Netherlands NV ("Athora Netherlands" or "the Company"). For the purposes of this notice, the presentation that follows ("the Presentation") shall mean and include the slides that follow, the oral presentation of the slides by the Company, the question-and-answer session that follows that oral presentation, hard copies of this document and any materials distributed at, or in connection with, that presentation. No reliance may or should be placed for any purposes whatsoever on the information contained in this Presentation or any other material discussed at the Presentation, or on its completeness, accuracy or fairness. The information and opinions contained in this Presentation and any other material discussed at the Presentation are provided as at the date of this Presentation and are subject to change without notice. No person is under any obligation to update, complete, revise or keep current the information contained in the Presentation. This Presentation is released by Athora Netherlands NV and contains information that qualified or may have qualified as inside information for the purposes of Article 7 of the Market Abuse Regulation (EU) 596/2014 (MAR). This Presentation exclusively contains factual information and must not be interpreted as an opinion or recommendation with regard to the purchase or sale of securities issued by Athora Netherlands NV and/or one or more of its subsidiaries This Presentation contains certain forward-looking statements that reflect the Company's intentions, beliefs, assumptions or current expectations about and targets for the Company's future result of operations, financial condition, liquidity, performance, prospects, anticipated growth, strategies and opportunities and the markets in which the Company operates, taking into account all information currently available to the Company, and are not necessarily indicative or guarantees of future performance and results. You should not place undue reliance on the forward-looking statements in this Presentation. The Company does not guarantee that the assumptions underlying the forward-looking statements in this presentation are free from errors, accept any responsibility for the future accuracy of the opinions expressed in this presentation or undertake any obligation to update the statements in this presentation to reflect subsequent events. No responsibility, obligation or liability (whether direct or indirect, in contract, tort or otherwise) is or will be accepted in relation to the Presentation by the Company or the Company's subsidiaries or associated companies, or any of their respective directors, officers, employees, advisers or agents. The information contained in the Presentation has not been independently verified. No representation or warranty, express or implied, is made as to the truth, fullness, accuracy, reasonableness or completeness of the information contained herein (or whether any information has been omitted from the Presentation) or any other information relating to the Company, the Company's subsidiaries or associated companies, whether written, oral or in a visual or electronic form, and howsoever transmitted or made available by the Company or any of their respective directors, officers, employees, advisers or agents. 9 Athora Netherlands

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