Investor Presentaiton

• 2 There are 47 Publicly-Traded BDCS ~ What is our Competitive Advantage? Strong Historical Portfolio Performance and Consistent Returns to Shareholders Strong History of Underwriting Credit Fair Value of investment portfolio of $772.9 million as of December 31, 2021 ܀ Grown at a 3-year CAGR of 15% Achieving loan growth while practicing conservative lending Diversified portfolio by size of investment, industry and geography • Favorable Performance Over Time ROE since IPO of 9.93% In the top 10 of all publicly traded BDCs based on ROE since IPO Stable portfolio performance over 9 years Stable and Growing Dividend Increased the quarterly dividend from $0.27 to $0.28 Presently paying monthly dividend of $0.1133* • Annualized indicated dividend yield of 9.9%* ⚫ LTD dividends of $12.05 paid to an IPO investor through December 31, 2021** • We have covered dividends from earnings since inception STELLUS CAPITAL INVESTMENT CORPORATION * Includes regular and supplemental dividends for first quarter ended March 31, 2022 **Includes supplemental dividends for first quarter ended March 31, 2022 declared on October 29, 2021 • Performance and Stability / Trading at a Discount to NAV Net asset value per share was $14.61 at December 31, 2021, an increase from $14.03 at December 31, 2020 Trading at approximately 0.95x to December 31, 2021 per share NAV 4

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