Investor Presentaiton

ESG initiatives actively being deployed in our workstreams Reduce carbon footprint and mitigate risks Green House Gas Emissions Q1 = 10,400 MT of CO22 Reducing Own Emissions Solar Panels at 201 branches and 31 offsite ATMS Light Automation System for energy conservation Key Developments Scope-3 Construction, 3.01% Scope- 1Generator, 43.45% Scope-1 Vehicle, 2.44% Scope-2 Power consumption, 43.70% Scope-3 Travelling, 7.40% Initiatives & HBL firsts... NET ZERO Net Zero by 2030 Initiated journey to Net Zero by 2030 for scope 1 & 2 (Own Impact) Sustainability Summit held covering importance of sustainability and HBL's journey towards achieving Net Zero 858 Employees Trained on Environment & Social Risk Management Green Financing Renewable Energy Exposure of PKR 34bn Training session for Facility Management and janitorial staff to create awareness of energy conservation. 8% 24% 18% 50% Bagasse Hydro ■ Solar Wind Upgrade of SEMS Policy and SOP ⚫ESRM Process alignment with SBP ESRM Implementation Manual •Development of Green Finance Framework ⚫Bi-annual reporting to Board •Annual Capacity Building •Creation of Sustainability Forum Launched Second Impact and Sustainability Report Enriching Lives HBL PLASTIC CLARE Three-bin Waste Management arrangement implemented in certain high-value premises. Aga Khan Agency for Habitat (AKAH) AKAH energy audits completed in Lahore, Multan and Karachi. Suggested energy conservation measures being implemented in a phased manner. Initiated journey to become a signatory of PRB Principles of Responsible Banking WWF Green Office certification in process WWF for two pilot branches. 81,280 saplings, including mangroves, planted in Punjab, Baluchistan and Port Qasim, Karachi. HBL 21

View entire presentation