Strategic Expansion and Growth

Asia Robust capital position Shareholder solvency1 ($bn) Total company solvency 1,2 ($bn) 253% 308% 333% 312% 19.6 6.5 18.8 4.7 3.0 3.2 8.0 YE19 HY20 Minimum capital requirement ■LCSM surplus PRUDENTIAL 1. Estimated position at 30 June 2020. Based on Group Minimum Capital Requirement. Until Hong Kong's Group Wide Supervision (GWS) framework comes into force, Prudential will apply the local capital summation method (LCSM) that has been agreed with the Hong Kong IA to determine group regulatory capital requirements 2. Estimated position at 30 June 2020. Including with-profits funds in Hong Kong, Singapore and Malaysia 9.4 YE19 HY20 Minimum capital requirement ■LCSM surplus 31

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