Investor Presentaiton
Distribution Strategy
Geography Total AUM
South India
Non-South
54,092
3,231
Maharashta
% of AUM
Chhatisgarh
94%
6%
Uttar Pradesh
10
*464 mn
Madhya Pradesh
39
2,767 mn
FIVE STAR
Business Finance Limited
Vintage-wise average AUM per branch
(as of September 2022)
Branch Vintage No of branches Average AUM
<=1 year
84
15
1-
- 3 years
46
112
3-5 years
112
173
> 5 years
110
287
Total
352
163
State
State-wise portfolio break-up
No of branches H1FY2023 FY2022 FY2021 FY2020
Telangana
Andhra
Pradesh
Tamil Nadu
105
37%
39%
41%
43%
110 *17,448 mn
Andhra Pradesh
110
30%
29%
28%
28%
55 *11,215 mn
Telangana
55
20%
19%
18%
19%
Karnataka
33
7%
7%
7%
7%
Madhya Pradesh
39
5%
5%
4%
3%
33
Karnataka
*3,998 mn
Others
Total
10
1%
1%
1%
1%
352
Notes: As of Sep 30, 2022. Map not to scale.
Tamil Nadu
105 21,431 mn
# of branches
Loan portfolio
Strong South India presence coupled with a contiguous expansion strategy
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