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Investor Presentaiton

Canadian Banking: Volume Growth Average Balances ($ billions) Q2/10 Q1/10 Q2/09 Y/Y Q/Q Residential Mortgages (1) 126.8 125.1 118.0 8.8 1.7 Personal Loans 38.0 37.5 34.1 3.9 0.5 Credit Cards (2) 9.2 9.3 9.1 0.1 (0.1) Business Loans & 24.1 24.0 25.7 (1.6) 100 0.1 Acceptances Personal Deposits (3) 104.6 104.3 92.3 12.3 0.3 Non-Personal Deposits 57.7 58.4 48.9 8.8 (0.7) Wealth Mgmt. AUA (Spot) 148.9 141.6 116.0 32.9 7.3 (1) Before securitization (2) Includes ScotiaLine VISA (3) Effective November 1, 2009, $10 billion of broker sourced deposits were transferred from the Other segment into Canadian Banking. Scotiabank Canadian Banking: Market Share Market Share (%) 1 Q2/09 Q3/09 Q4/09 Q1/10 Q2/10 Residential Mortgages 20.02 20.06 20.14 20.23 20.28 Total Personal Lending 18.37 18.29 18.30 18.29 18.26 Total Personal Deposits 11.21 11.07 10.85 10.87 10.87 Mutual Funds 7.63 7.93 8.35 8.84 9.10 (1) Market share statistics are issued on a one-month lag basis. (Q2 10: March 2010) Total Personal Lending market share is based on a comparison with the big six banks. Total Personal Deposits market share is based on a comparison with the total industry. Mutual Funds market share is based on a comparison with total banks. Sources: Mutual Funds - IFIC; Personal Lending and Personal Deposits - Bank of Canada Scotiabank 32 32 31
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