Investor Presentaiton
Capitalization and Asset Quality
Total Equity¹ Breakdown (USD mn)
■ Share capital
Retained Earnings
8,266
■Statutory reserves
Tier 1 Ratio
Other Reserves & Treasury Shares
9,081
8,742
3,017
2,929
2,942
17.3%
Capital Adequacy² (%)
Capital Adequacy Ratio
Regulatory CAR
16.8%
16.8%
3,078
3,353
3,648
14.5%
13.3%
14.7%
753
791
830
Basel II
Basel III
12.5%
1,506
1,581
1,661
12.0%
12.0%
2013
2014
2015
2013
2014
2015
Non-Performing Loans
Prudent Provisioning (USD mn)
Loan Loss Coverage Ratio (%)
NPLs
- NPL Ratio
Specific Provisions
■General Provisions
Loan Loss Coverage Ratio (%)
1,696
1,435
2,019
1,548
199.8%
1,238
1.96%
1.50%
956
1.34%
276.1%
322.4%
718
614
626
479
457
471
2013
2014
2015
2013
2014
2015
2013
2014
2015
Notes:
الوطني
NBK
¹Equity here refers to total equity attributable to the shareholders of National Bank of Kuwait S.A.K.P.
2 All Capital Adequacy Ratios for the periods prior to 2014 are computed on Basel II basis
20
20View entire presentation