Investor Presentaiton

Overview of EBITDA Adjustments Cost • Purchasing: Full effect of cost-cutting on production costs and on G&A based on initiatives launched in 2017 and additional cost savings initiatives already identified and launched in 2018 • HR: Full effect of restructuring initiative already completed (2017 exits and deferred exits) • IT Processing & Running: Processing costs renegotiation with key suppliers, further identified savings on running costs Dec 2017¹ Delivered Sep'2018 Savings . Post- Merger Synergies IT Strategy: Saving targets related to identified actions on Infrastructure, ATMs and CBI, software and licensing €44m €6m €38m • Operations: Cost savings initiatives launched in 2017 and delivering further run-rate savings over the next years (e.g. fraud management improvement, reduction in maintenance interventions, etc.) • Contact Centre: Initiatives launched in 2017 and delivering further savings over the next 1-2 years mainly by reducing reasons to call, increasing first contact resolution and pushing digital care Bassilichi: Company integration by 2019; G&A savings (renegotiation of contracts, elimination of BoD indemnities, centralized services, etc.); procurement savings (run rate effects of initiatives already launched / completed); integration of IT platforms and corporate systems • Mercury Payments: Synergies from Technology, Operations and central function integration by end of 2019 . IT Strategy: Cost-synergies from the integration of Bassilichi and Mercury Payments IT platforms, technology and corporate systems into Nexi's • Innovation bundle: VAS / Innovation package. Defined in 2017 and active in 2018 • E-Commerce: commercialization of state-of-the art E-Commerce solution for SMEs • Apple Pay: full impact of launch of Apple Pay and Samsung Pay solutions €38m €3m €35m Innovation and CVM Initiatives • Customer Value Management: Acquisition of Carige book; CVM initiatives on acquired merchant books and on existing customer base €44m €10m €34m International Debit: growth of International Debit cards for client banks (contracts signed and ongoing negotiation with other banks benefiting both Issuing and Acquiring) • ACH Instant Payments: Instant ACH already developed. Included in adjustments contracts already signed with 2 banks and other banks in advanced negotiation • PSD2 Gateway: exclusive contract with CBI Consortium for the development of PSD2 Gateway (Open Banking) Total 1. Please refer to Nexi Capital Listing Particulars for further information. nexi €126m €19m €107m 13

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