Investor Presentaiton

ANZ 2023 Half Year Results RISK WEIGHTED ASSETS (RWA) Total RWAs, $b Credit RWA drivers, $b 455 449 438 436 48 4' 48 408 396 48 42 15 47 47 38 2.7 41 44 359.4 13 19 178 144 142 153 163 150 8 8 7 7. -7 8 53 62 2 57 59 56 58 47 46 43 39 40 36 94 91 92 91 93 94 1.3 10.0 0.5 95 -28.5 -0.1 345.3 Model CVA (incl. Mar 23 Reforms Method Hedges) Mar 19 Mar 20 Mar 21 Mar 22 Sep 22 Mar 23 Sep 22 FX Volume Risk Capital / Mix Aus Retail CRWA NZ CRWA Aus Comm. CRWA Other CRWA Institutional CRWA Mkt. & IRRBB RWA Operational RWA¹ IRB Floor adjustment 1. Operational Risk RWA decreased by $6 billion due to adoption APS 115 Capital Adequacy: Standardised Measurement Approach (SMA) to Operational Risk in December 2022 118

View entire presentation