RBL Bank Financial Performance Update

Credit Cards - Portfolio Trends Retail Spend # Consumer Loans ('000) 929 941 28,944 841 861 25,228 24,852 25,588 27,207 26,567 26,028 753 11,836 11,136 11,645 12,656 13,618 12,362 11,702 322 335 283 Q4'22 Q1'23 Q2'23 Q3'23 Retail Spend/Card Jan'23 Feb'23 Mar'23 Retail Spend/Active Card Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Jan'23 Feb'23 Mar'23 30 Day Retail Active E-com Spend Share* 46% 47% 47% 47% 47% 45% 45% 57% 55% 57% 58% 60% 59% 60% 60% Q4'22 Q1'23 Q2'23 Q3'23 Jan'23 Feb'23 Mar'23 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Jan'23 Feb'23 Mar'23 Retail spends Increased YoY and QoQ # Retail Spend parameter are measured as of qtr end apno ka bank | RBL Bank 50

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