FirstBank Growth and Efficiency

Over 110 years of history in Tennessee 1990: Jim Ayers acquired sole control of the Bank 2001: Opened branches in Nashville and Memphis 2004: Opened branch in Knoxville 2008: Opened two branches in Chattanooga Organic growth Acquisitions ☐ Other 2014: Opened branch in Huntsville, Alabama 2015: Awarded "Top Workplaces" by The Tennessean 2016: Rebranded to FB Financial and Completed IPO 2018: Completed secondary offering of 3.7mm shares Year: 1906 1984 1988 1990 1996 1999 2001 2003 2004 2006 2007 2008 2010 2012 2013 2014 2015 2016 2017 2018 First State Bank of Linden 2003: Acquired The Bank of Murfreesboro in Nashville MSA 2007: Acquired branches from 2015: Acquired Northwest Georgia Bank 2016: Completed core operating platform conversion AmSouth in Bank in Tennessee community markets Chattanooga MSA 1984: Jim Ayers 1988: and associate acquired the Bank Purchased assets of First National Bank of Lexington; Changed franchise name to FirstBank 1996: Purchased Bank of West Tennessee (Lexington) and Nations Bank branch (Camden) 1999: Acquired 2001: Acquired Bank of Huntingdon 2017: Acquired Clayton Bank and Trust (Knoxville, TN) and American City Bank (Tullahoma, TN) 1984 1996 1999 2001 2003 2004 2006 2007 2008 2010 2012 2014 2015 2016 2017 2018 -$0.3― $0.5-$0.8-$1.1-$1.1-$1.5-$1.9-$2.1 -$2.1—$2.2- -$2.4- -$2.9- -$3.3- -$4.7—$4.9 Total assets ($bn) FB FirstBank 4

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