Banking Sector Financial Highlights

Retail Banking gross loan portfolio by product 44% 8% ■ Mortgage ■ Consumer ■ Other Figures given for JSC Bank of Georgia standalone As at 30 September 2023 48% Total gross loans: GEL 8,224m Allowance for ECL: GEL 164m Total net loans: GEL 8,059m Other products in Retail Banking include car loans, micro loans, card overdrafts, credit cards, pawn loans, and finance lease receivables 39

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