Investor Presentation 2020

Financial Highlight 13.93 13.26 Revenue 14.7% 2.2% 15.21 14.92 14.88 54.37 8.4% 58.95 14.6% 5.33 5.34 4.99 EBITDA -1.3% 5.79 5.72 37.6% 38.2% 38.9% 37.6% 35.8% Q4-19 Q1-20 Q2-20 Q4-19 Q1-20 Q2-20 Q3-20 Q4-20 12M-19 12M-20 37.1% Operating Profit -4.9% 2.7% 12.82 12.48 3.46 3.29 3.00 3.06 2.40 23.0% 21.7% 21.6% 20.5% 23.2% 21.6% 2.32 17.5% 2.91 15.6% Q3-20 Q4-20 -EBITDA Margin Net Profit -3.0% 4.3% 22.18 21.26 39.1% H 37.6% 12M-19 12M-20 10.66 2.77 2.72 2.68 20.9% 18.3% 18.6% 17.6% 3.9% 11.09 19.6% 18.8% Investor Presentation 2020 | stc group 18.1% Q4-19 Q1-20 Q2-20 Q3-20 Q4-20 12M-19 12M-20 Q4-19 Q1-20 Q2-20 Q3-20 Operating Margin Q4-20 Net Profit Margin 12M-19 12M-20 Numbers are in SAR Billions stc 39

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