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Investor Presentaiton

Governance Systems, etc. to Support Our Businesses (1) IT Investments 1. Summary 2. How to Increase Corporate Value 3. Appendix 4. Financial Data Financial Results Asset Management Σ Business Governance Trends in IT Investment (Cash Flow Basis) (billion yen) Strategic IT investments to realize new growth IT investments to realize stable and sustainable business operations Plan 630 IT Investments To strengthen the management base, we advance investment in IT ●In May 2023, we renewed our systems on a massive scale for stable core system operation From FY2024/3 H2 onward, we will continue to invest in IT for "innovating our retail business" Actual 500 +130% 130 +260% 50 Generally progressing as planned Main projects FY2024/3 H1 500 approx. 315 invested [+75] 55 [+15] Renew core systems (May 2023) Renew branch teller terminals 2 (May 2023 Sep. 2024) Add new features to Yucho Bankbook App (ATM deposit/withdrawal, Ordinary in-payment, etc.) (May 2023) Add new features to the teller tablet system (Money transfers, etc.) (May 2023) 450 past 5 years (FY2017/3 - 2021/3) Mid-term Plan (FY2022/3 - 2026/3) 260 [+60] Actual (FY2022/3 - 2024/3 H1) Note: the actual results (on preliminary basis) for FY2024/3 H1 are given in square brackets. EP JAPAN POST BANK BANK Main projects FY2024/3 H2~ Add services in Yucho Reco (Personal Financial Management App) (within FY2024/3) Introduce Yucho Tetsuzuki App (Feb. 2024) Expand BPMS* functions and bases of operation (Jan. 2024) Develop corporate customer information platform (Jan. 2025) Develop a new AML system (Jan. 2024) * Abbreviation of Business Process Management System. This system automatically activates RPAs, and systematically controls work flows that require human confirmation work, etc., and conducts automatic process management. Copyright© JAPAN POST BANK All Rights Reserved. 51
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