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○ Sound Asset Quality NPL Ratio 3.1% 2.9% 3.0% Previous Criteria IFRS 2.5% 2.2% 2.1% 2.0% 1.8% 2.0% 1.7% 1.7% 1.5% 1.1% 1.0% 1.0% 1.1% 0.5% 2012 2013 2014 2015 2016 2017 2018 2019 2020 0.9% 2021 2022 1.00% 1.02% 1.04% 1.07% 1.04% 1.05% 1.01% 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 Previous Criteria IFRS 2018 2019 2020 2021 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 Credit Card 5.5% 5.4% 7.8% 3.3% 2.2% 2.2% 2.2% 2.4% 2.4% 2.7% 2.7% Payroll 3.7% 3.3% 2.7% 2.6% 2.4% 2.7% 2.8% 3.2% 2.8% 3.2% 3.2% Auto 1.1% 1.0% 0.6% 0.8% 0.7% 0.6% 0.7% 0.6% 0.5% 0.5% 0.6% Mortgage 0.9% 1.1% 0.9% 1.0% 0.9% 0.9% 0.9% 0.8% 0.8% 0.8% 0.8% Commercial 1.9% 2.4% 1.2% 1.6% 1.7% 1.6% 1.7% 1.8% 1.8% 1.6% 1.5% SME 5.5% 6.6% 2.0% 1.8% 1.7% 1.6% 1.4% 1.1% 1.0% 1.0% 1.0% Commercial ex-SME 0.9% 1.3% 1.0% 1.5% 1.7% 1.6% 1.8% 1.9% 1.9% 1.7% 1.6% Corporate 2.9% 1.8% 0.1% 0.0% 0.3% 0.5% 0.4% 0.3% 0.3% 0.3% 0.1% Government 0.0% 0.0% 0.0% 0.1% 0.1% 0.1% 0.0% 0.0% 0.0% 0.0% 0.0% Total GFNorte 1.7% 1.7% 1.1% 1.0% 1.0% 1.0% 1.0% 1.1% 1.0% 1.0% 1.0% DB Div Rev 26 NIM NI TI ROE LD Dep BAP ICAP Guid ESG Eco GRUPO FINANCIERO Loan Mkt Hist C/I App

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