Investor Presentaiton

Strategic Objectives In line with our business model, we continue to leverage on industry knowledge, advanced technology & ethical financing to empower our stakeholders Business stability Market share gains through Digital Capabilities Stronger governance and underwriting frameworks Stable liability mix and lower cost of funds: CASA Ratio >60% Cost Capital, Optimization Liabilities and Liquidity Buffers Solidify the foundation & calibrate growth (immediate) Continued focus on growing our Retail/ MSE business Accelerate strategic partnerships across the HEART sectors Corporate flows and Cross sell through Transaction banking Continued investment in our people and encouraging a great place to work Predictable and Sustainable Earnings Return value to shareholders Short - Medium Term Objectives

View entire presentation