4Q 2022 INVESTOR PRESENTATION

Fee and Other Income Non-funded income for FY 2022 increased by 25% YoY Non-Funded Income (SARmn) Non-Funded Income Movement YoY (SARmn) +29% +25% 496 519 480 402 172 371 1,519 135 76 222 146 225 95 117 254 21 271 297 307 334 QoQ 4Q 21 +34% 1Q 22 +5% 2Q 22 -23% 3Q 22 +19% 4Q 22 Fees from banking services Other income Non-funded Income FY 21 مصرف الإنماء alinma bank 1,897 (6) Fees from banking services +13% Exchange income +36% Investment gains/dividends +125% Other income -6% Non-funded Income FY 22 Fees from Banking Services Composition (SARmn) 7% 10% 16% 1,209 Card services 34% Fund management Trade finance services Brokerage fees 33% Other fees Management Commentary ■ Non-funded income for FY 2022 increased 25% YoY to SAR 1,897mn from improved fees from banking services, exchange income, and investment gains/dividends. ■ Card services fees comprise the majority of fees from banking services at 34%, while fund management fees account for 33%, other fees for 16% and brokerage and trade finance services fees represent 10% and 7% respectively. ■ The 19% QoQ growth in non-funded income is due to growth in most key fee income sources. 4Q 2022 INVESTOR PRESENTATION 29/49

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