Bank of Ireland 2020 Debt Investor Presentation
Non-performing exposures by portfolio
Bank of Ireland 2020 Debt Investor Presentation
Advances
Composition (Dec 20)
(€bn)
Non-performing
exposures
(€bn)
Non-performing
exposures as %
Impairment
loss allowance
Impairment loss
allowance as % of
of advances
(€bn)
non-performing exposures
Residential Mortgages
44.7
2.2
4.9%
0.5
22%
- Ireland
22.9
1.5
6.6%
0.4
26%
- UK
21.8
0.7
3.2%
0.1
13%
Non-property SME and corporate
19.9
1.1
5.3%
0.9
88%
- Ireland SME
7.1
0.7
9.7%
0.5
73%
- UK SME
1.7
0.1
7.0%
0.1
58%
- Corporate
11.1
0.3
2.3%
0.4
141%
Property and construction
8.6
1.1
12.7%
0.6
54%
- Investment
7.6
1.1
13.9%
0.6
52%
- Development
1.0
0.0
3.5%
0.0
119%
Consumer
5.3
0.1
2.8%
0.2
163%
Total loans and advances to customers
78.5
4.5
5.7%
2.2
50%
Non-performing
Advances
Composition (Dec 19)
(€bn)
exposures
(€bn)
Non-performing
exposures as %
of advances
Impairment
loss allowance
Impairment loss
allowance as % of
(€bn)
non-performing exposures
Residential Mortgages
46.3
1.9
- Ireland
23.1
1.5
- UK
23.2
Non-property SME and corporate
20.4
- Ireland SME
7.3
- UK SME
1.7
- Corporate
11.4
Property and construction
8.1
- Investment
7.2
- Development
0.9
oooooooc
0.5
955
4.2%
0.4
22%
6.3%
0.3
25%
2.1%
0.1
13%
0.9
4.3%
0.5
55%
0.6
0.1
0.2
0.6
0.6
0.0
622669
7.5%
0.3
54%
6.3%
0.0
46%
2.0%
0.2
60%
7.3%
0.2
39%
7.7%
0.2
37%
3.8%
0.0
64%
Consumer
5.7
0.1
1.7%
0.2
159%
Total loans and advances to customers
80.5
3.5
4.4%
1.3
37%
Bank of Ireland
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