2Q2023 Financial Performance Summary

Key Ratios bank bjb Sharia Sharia 2Q22 2Q23 YOY (%) CAR 22.1 20.3 -1.8 NPF Gross 3.3 4.2 +0.9 NPF Nett 1.8 2.4 +0.6 ROA 1.2 0.5 -0.6 ROE 8.2 4.0 -4.2 BOPO 84.8 93.3 +8.5 82.9 90.8 +7.9 FDR NIM 5.5 5.1 -0.5 bank bjb Syariah 39

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