3Q 2023 INVESTOR PRESENTATION

Capitalization Capital grew 5% YTD while ROE saw an increase of 3ppts YoY Total Capital (SARbn) +5% Risk Weighted Assets (SARbn) +19% مصرف الإنماء alinma bank 33.8 34.4 35.8 35.7 36.1 206.3 187.7 168.2 173.6 1.9 2.0 2.2 2.3 2.3 3.2 193.9 0.6 6.1 2.4 0.4 6.0 6.0 6.0 12.3 12.7 31.8 32.4 33.6 33.3 33.8 178.5 187.3 194.1 153.5 160.5 QoQ 3Q 22 +2% 4Q 22 +4% 1Q 23 -0% 2Q 23 +1% 3Q 23 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 QoQ +3% +8% +3% +6% Tier 1 Capital Tier 2 Capital Credit Operational Market Capitalization (%) Profitability (%) 20% 25% 20% 20.1% 15% 15% 17.5% 14.0% 10% 10% 5% 5% 2.0% 0% 0% 9M 22 FY 22 1Q 23 1H 23 9M 23 9M 22 3Q 2023 INVESTOR PRESENTATION FY 22 ROAE 1Q 23 1H 23 17.0% 2.2% .ROAA 9M 23 Management Commentary ■ Total Capital grew 5% to SAR 36.1bn YTD while Risk Weighted Assets grew 19% YTD. ■ CAR has declined 2.6ppts YoY to 17.5% due to increase in credit risk weighted assets. ■ ROE saw an increase of 3ppts and ROA increased 200bps YoY. 34/48

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