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Investor Presentaiton

Continued migration to digital. Australian ATMs (#) Less physical More digital Australian branches (#) Digitally active customers (#m) In FY20 we sold 740 non-branch ATMs to Prosegur 2,213 2,193 2,133 1,399 1,352 Customer franchise Accounts with eStatements Number (#m) eStatements (%) 62 60 971 955 5.15 55 57 931 929 5.09 52 889 4.99 5.04 4.90 10.3 10.7 9.6 9.8 8.9 Up 1% Up 2% Mar-19 Sep-19 Mar-20 Sep-20 Mar-21 Call Centre Volume (#m) Increased Westpac mobile app self-serve capability Mar-19 Sep-19 Mar-20 Sep-20 Mar-21 Branch OTC¹ transactions (#m) Mar-19 Sep-19 Mar-20 Sep-20 Mar-21 Sales via digital (%) Mar-19 Sep-19 Mar-20 Sep-20 Mar-21 Digital transactions 2 (#m) 2H20 OTC transactions impacted by COVID-19 lockdown and restrictions 4.3 4.3 4.2 4.1 1H19 2H19 Down 9% Down 11% 1H20 2H20 3.9 1H21 18.6 17.7 16.5 1H19 2H19 12.5 12.9 Up 4% Down 22% 1H20 2H20 1H21 39 38 1H19 2H19 37 1H20 298 42 277 267 257 41 242 2H20 1H21 Up 8% Up 12% 1H19 2H19 1H20 2H20 1H21 1 Over the counter. 2 Digital transactions include all payment transactions (Transfer Funds, Pay Anyone and BPAY) within Westpac Live and Compass, excl. Corporate Online and Business Banking online. 41 Westpac Group 2021 Interim Results Presentation & Investor Discussion Pack Westpac GROUP
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