Investor Presentaiton

CAJA RURAL DE NAVARRA 4/7 SUSTAINABILITY STRATEGY Sustainability Strategy A Bank Engaged with Sustainability The Green Bond Principles The Social Bond Principles • . Caja Rural de Navarra is engaged with ESG agencies and maintains open dialogues and active involvement in international initiatives within the Sustainable Finance development'. Caja Rural de Navarra is committed to CO₂ reduction and it is a member of the Energy Efficient Mortgage Label (EEML)2, which is aimed at fostering energy efficient mortgages (EEM). Caja Rural de Navarra created a dedicated department to promote the renewal of buildings to become a key player in the EU project "A Renovation Wave for Europe"³. Energy Efficient Mortgage Label Br COVERED BONE LABEL SUSTAINABLE DEVELOPMENT GOALS EEFIG ENERGY EFFICIENCY FINANCIAL INSTITUTIONS GROUP https://www.cajaruraldenavarra.com/en/information-investors 2 https://www.energy-efficient-mortgage-label.org/ 3 https://eur-lex.europa.eu/legal-content/EN/TXT/?qid=1603122220757&uri-CELEX:52020DC0662 SUSTAINALYTICS DZ BANK SEAL OF QUALITY FOR SUSTAINABILITY Caja Rural de Navarra Caja Rural de Navarra Investor Presentation 23

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