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Investor Presentaiton

Scotiabank ■ Domestic 2008 Priorities Drive sustainable revenue growth Leverage acquisitions & partnerships to acquire new customers Expanding product offers at Dundee Bank Re-branded Travelers Leasing as "Scotia Dealer Advantage" Western Union relationship Build on strong momentum in wealth management Success in long term fund sales Introduced new mutual funds: Scotia Global Climate Change Fund & ScotiaFunds Advisor Class Expand sales and distribution capacity ° • • Opened 2 new branches in Q1, plan to open 15-20 in 2008 Added new front line staff in retail, small business & wealth management Multi cultural banking unit ■ ด Scotiabank 19 International Banking Rob Pitfield Executive Vice-President International Banking 20
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