Investor Presentaiton
Increasing diversified loan book
First Bank of Nigeria Loan Currency Mix
First Bank of Nigeria Gross Loan per Sector
Financial Review
48.9% 50.4% 47.3%
54.2% 52.1% 52.5%
H1 21
19.3%
16.0%
11.1%
7.4% 7.7% 7.2% 4.9% 5.2%
21.2%
#2.2trn
51.1% 49.6% 52.7%
45.8%
47.9%
47.5%
FY 20
17.7%
17.3%
9.0%
7.8% 7.5% 7.3% 5.4% 5.4%
22.6%
N1.9trn
FY 16
FY 17 FY 18
FY 18 FY 20
H1 21
FCYLCY
■Manufacturing O&G Upstream O&G Downstream O&G Services Government Construction Real Estate ICT Others ¹
FBNQuest Merchant Bank Gross Loan per Sector
•
Net customer loans increased by 14.5% y-t-d
•
Maintained currency mix (FCY: 47.5% vs. LCY:
52.5%) despite devaluation through growth in LCY
loan book
H1 21
32.8%
Restructured 14.0% of the loan book primarily in
the oil & gas, power and utilities sectors
FY 20
32.7%
•
Continuous optimization of transaction pipeline
21.2%
10.1%
11.1% 5.5% 6.0%
13.3%
#71.2bn
18.3%
10.6%
10.3%
8.5% 7.6%
12.0%
#57.1bn
2
■Manufacturing
■O&G Upstream
Real Estate
■O&G Downstream
■ICT
Natural Gas
Others
(1) Personal & professional, power & energy, general, general commerce, public utilities, agriculture, transportation, finance
& insurance, education, human health & arts (2) Construction, General, Admin & Support Services, Power & Energy, Finance &
Insurance, General Commerce & Transportation & Government.
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