Investor Presentaiton
Atlantic Union's Long-Term Strategic Priorities
Diversify Loan Portfolio
and Revenue Streams
Grow Core
Funding
Manage to Higher Levels
of Performance
•
Increase Commercial lending
growth (Commercial & Industrial +
Owner Occupied Real Estate) in
order to better balance the total
loan portfolio over time
Grow fee-based products and
services
Fund loan growth with core
deposit growth; maintain a 95%
loan to deposit ratio
Grow core deposits with particular
focus on increasing commercial
and small business operating
accounts
•
Achieve and sustain top tier
financial performance
Invest in talent, develop a culture
of coaching and development,
and align total rewards with
corporate goals and objectives
Strengthen Digital
Capabilities
Make Banking
Easier
Capitalize on
Strategic Opportunities
Modernize customer experience
with more digital capabilities
Achieve digital parity with larger
players especially in mass
market/mass affluent
Enhance features for wider usage
and resolve top customer requests
Create compelling products and
services
Deliver high-tech and high-touch
experiences
Differentiated marketing
highlighting our capabilities
Leverage commercial expertise
and new market opportunities
Seize on market disruption
opportunities
Atlantic
Union Bankshares
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