BankDhofar Business and Financial Overview
Income Statement
OMR millions
Interest income
2018
2019
2020
2021
2022
175
182
175
173
185
Interest expense
(87)
(85)
(83)
(90)
(84)
Net interest income
88
97
92
83
101
Net Income from Islamic Financing and Investment
10
12
15
20
Activities
20
22
Fees and Commission Income
21
18
16
18
19
Fees and Commission Expense
(5)
(4)
(3)
(2)
(4)
Net Fees and Commission Income
16
14
14
15
15
Other Income
19
7
9
9
6
Operating Income
132
130
130
126
143
Operating Expenses
(65)
(71)
(65)
(72)
(70)
Profit from Operations
66
58
65
54
73
Provisions for impairments, recoveries and write-backs
(7)
(22)
(29)
(25)
(33)
Profit from Operations after Provisions
60
36
36
29
40
Income Tax Expense
(9)
(6)
(5)
(4)
(6)
NET PROFIT FOR THE YEAR
50
30
31
25
34
5
بنك ظفار
BankDhofar
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