LRS 2023-27 Execution Plan
India's retail credit mix is forecasted to remain
BAJAJ FINANCE LIMITED
steady. BFL is currently not present in 28% of retail credit
categories namely Auto, CV & Agri
I
I
21%
18%
18%
16%
16%
19%
19%
16%
18%
18%
18%
19%
19%
17%
18% I
I
I
1%
1%
1%
4%
5%
5%
5%
4%
4%
4%
4%
6%
6%
6%
6%
3%
3%
3%
3%
7%
DISON OF AN AP
2%
2%
2%
2%
2%
6%
2%
2%
2%
2%
3%
I
4%
4%
5%
5%
4%
5%
4%
4%
I
4% I
4%
4%
6%
6%
I
6%
6%
6%
6%
6%
6%
I
I
I
6%
6%
8%
3%
3%
9%
9%
9%
9%
|
|
9%
9%
9%
I
3%
1
7%
7%
8%
8%
7%
4%
4%
4%
4%
I 4%
4%
4%
I
8%
8%
8%
8%
9%
9%
9%
9%
I
I
24%
24%
I
22%
23%
23%
21%
21%
18%
I
18%
17%
16%
15%
15%
15%
15% I
I
I
I
I
31%
32%
32%
34%
34%
34%
34%
34%
31%
32%
33%
32%
32%
33%
32%
I
I
20
0
I
FY13
FY14
FY15
FY16
FY17
FY18
FY19
FY20
FY21
FY22
FY23(E) FY24(E) FY25(E) FY26(E) ¦ FY27(E)¦
Mortgages i
Agri Auto
Auto CV
■CV
PL
PL BL■Gold
Credit Card
Others (Overdraft, LAFD, LAS, Edu+)
Source: Internal research and published regulatory data and reportsView entire presentation