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Investor Presentaiton

Digital Transformation Widening digitalisation requires good governance to combat threats and instil trust The number of cyberattacks in Indonesia almost doubled from 2019 to 2020 CYBERATTACKS (M) 500 400 300 200 100 2018 2019 2020 Most commonly detected threats in Indonesia, 2019 Crypto-mining Draft Law on Cybersecurity and Resilience · · Legislation first proposed in 2019 and still under parliamentary deliberation, alongside the Personal Data Protection Bill, as of the fourth quarter of 2021. Proposed provisions: It will be illegal to collect consumer data without permission Requires businesses to alert customers within days of knowledge of a security breach Includes fines of up to Rp210bn for non-compliant businesses, and up to seven years in prison for individuals There is hope that the new legislation will improve consumer trust and therefore encourage adoption of digital technologies. Indonesian companies were more likely to increase cybersecurity spending than regional peers in 2019-20* Increase Decrease Remain the same PHILIPPINES THAILAND Mobile banking trojans SINGAPORE INDONESIA 0 20 40 60 80 100 RELATIVE CHANGE IN COMPANY CYBERSECURITY BUDGETS (% OF SURVEY RESPONDENTS) Mobile ransomware →> Key opportunities to increase consumer trust Mitigating threats The rapid developments of digitalisation comes hand in hand with threats to digital security: this was clear in 2020, when the unprecedented pace of digital expansion saw the number of cyberattacks in Indonesia almost double. The theft of personal information, including banking details, from smartphones is among the most prevalent cybersecurity threats in the country. Even prior to the pandemic, Indonesia's public and private sectors had committed to improving cybersecurity to build trust in digital services: over 80% of Indonesian companies surveyed in February 2020 had increased cybersecurity spending over the previous year, while the public sector planned to issue cybersecurity legislation in 2021. PwC OBG ESG Report O OXFORD BUSINESS GROUP *survey conducted by Palo Alto Networks in February 2020 across small, medium and large companies active in a variety of dijferent industry sectors (400 respondents, 17% C-suite and 83% ICT) Sources: Indonesia's National Cyber and Crypto Agency (BSSN); Palo Alto Networks 13
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