RBL Bank Financial Performance Update

Focus on Achieving Scale Through Sustainability Targeted Share of Housing, Wheels, Gold, Small Business Loans 30% ➤ Focus on building granularity in retail deposit franchise; deposit growth in FY24-FY26 led by retail New-to-bank customer led deposit growth 8% FY23 Share of Advances FY26 Targeted Retail Deposits and CASA on a growing base Scale up of nascent businesses Innovate around ESG led products and responsible Banking 43% 50% 40% 33% FY23 FY26 -Retail Deposits Avg. CASA apno ka bank | RBL Bank Drive operating leverage through existing customer cross sell ➤ Automation to improve customer service delivery and improved productivity 38

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