Canadian Banking and Residential Mortgages Overview
Wholesale Funding
Wholesale funding diversity by instrument and maturity1,6,7
22%
16%
Senior Notes
Bail-inable Notes
-1%
Asset-Backed
Securities
-14%
Covered Bonds
Asset-Backed
Commercial Paper³
2%
32%
Bearer Deposit Notes,
Commercial Paper &
Short-Term Certificate
$265Bn
1%-
Deposits from Banks²
of Deposits
9%
Mortgage
Securitization4
TERM FUNDING MATURITY TABLE
(EXCLUDING SUB DEBT AND MORTGAGE SECURITIZATION)
(CANADIAN DOLLAR EQUIVALENT, $B)
$30
$31
8
$21
3
$18
1
$14
18
24
21
8
16
$23
6
13
7
24
24
-3%
Subordinated
Debt5
7
< 1 Year 2 Years 3 Years 4 Years 5 Years 5 Years >
Senior Debt
ABS
Covered Bonds
1 Excludes repo transactions and bankers' acceptances, which are disclosed in the contractual maturities table in the MD&A of the Interim Consolidated Financial Statements. Amounts are based on
remaining term to maturity.
2 Only includes commercial bank deposits raised by Group Treasury.
3 Excludes asset-backed commercial paper (ABCP) issued by certain ABCP conduits that are not consolidated for financial reporting purposes.
4 Represents residential mortgages funded through Canadian Federal Government agency sponsored programs. Funding accessed through such programs does not impact the funding capacity of the
Bank in its own name.
5 Although subordinated debentures are a component of regulatory capital, they are included in this table in accordance with EDTF recommended disclosures.
6 As per Wholesale Funding Sources Table in MD&A, Q1/22 Report to Shareholders.
7 May not add due to rounding.
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