WTH STOCKS Performance Highlights

17-208383208 TH STOCKS 10-1360-64 19.5-20.50 Risk Management: Overview • Impaired loans: . decreases in Canada some formations in U.S. • Higher coverage ratios increased 1999 specific provisions by $50MM in Q4/99 ➤ general provision now at $1.3 billion = 0.9% of risk-weighted assets • Low trading risk 19 Scotiabank

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