Investor Presentaiton

Both businesses have shown consistent growth in operational performance and profitability. Revenues 4,012.2 1,017.3 Progression of Key Indicators (all figures in LE million) Net Debt 4,948.2 4,744.1 1,140.9 6,842.3 5,236.5 4,794.7 5,389.0 5,258.8 3,933.9 1,417.3 1Q18 1Q19 1Q20 ■GB Auto & Auto Related ■GB Capital* *Before elimination EBITDA 327.1 275.2 250.6 1Q18 1Q19 ■GB Auto & Auto Related 1Q20 ■GB Capital* GB Capital's debt figure represents total debt as net debt is not an appropriate indicator for the financing business EBIT 245.3 177.4 119.7 1Q18 1Q19 1Q20 1Q18 1Q19 1Q20 GB Auto & Auto Related ■GB Capital INVESTOR PRESENTATION | FIRST QUARTER 2020 9

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