Investor Presentaiton

Total Loans Recorded at Rp154.1 Trillion with Diversified Sectors Loans Gross by Types Rp trillion, % Working Capital Investment Consumer * 154.1 12.0% 137.6 16% 14% 44% 44% 40% 42% 31 Dec 2022 *Consumer loans include employee loans 31 Dec 2023 > OCBC Loans Gross by Sectors % Composition 31 December Service 2023: 19% 2022: 19% Construction 2023: 3% 2022: 4% 2023: Rp154.1 trillion 2022: Rp137.6 trillion Agriculture & Mining 2023: 7% 2022: 9% Others ** 2023: 19% 2022: 15% **Includes Consumer loans, and electricity, gas, & plumbing Manufacturing 2023: 30% 2022: 31% Trading 2023: 22% 2022: 22% 8

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