Investor Presentaiton

| KPI ratios 10.6% FY 2020 NBB H الوطني ROE G Industry leading metrics Cost and revenue synergies remain available to drive c-to-l ratio lower 11.7% +10% YTD 2021 1.2% ROA Cost to Income 1.4% +17% 48.8% +2% 47.8% FY 2020 YTD 2021 ESGMSGSE E S S SSES SG S S SCIE (-) SSC|||E◊◊ FY 2020 YTD 2021 SCS_ME◊ SE↔E07 E° % Sell

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