Investor Presentaiton

Borrowers' External Rating Profile* – Consistently Moving Up the Risk Curve - June 30, 2021 Sep 30, 2021 Sep 30, 2020 49,941 5,994 12.0% 51,313 8,925 17.4% 54,802 11,186 20.4% 15,371 30.8% A- or better A- or A- or 15,449 30.1% 16,404 29.9% better better 75.1% 77.6% 78.3% 16,122 32.3% 15,431 30.1% 15,344 28.0% 9,030 18.1% 16.9%** 8,577 14.3%** 8,992 16.7% 16.4% 15.0%* ** 3,424 2,876 6.9% 3.9%** 2,932 5.7% 2.7%* 5.2% 3.0%** External Ratings External Ratings External Ratings AA-, AA, AA+ AAA A-₁ BBB-, BBB, BBB+ A,A+ BB+ & Below *Based on standard exposures; Unrated external ratings are mapped basis internal ratings **Based on facility ratings apno ka bank | RBL Bank Exposure in Rs. crore 18

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