Investor Presentaiton

TAN fogether we can Asset Classification & Recovery v/s Slippages G20 2023 INDIA pnb Amt in Crore Sept❜22 June'23 Sept❜23 YoY Variation SI. Parameters O/S Share% O/S Share% O/S Share% Amt. Var. % Recovery v/s Slippages 1 Standard 743177 89.52% 845936 92.27% 876158 93.04% 132981 17.89% Q1 Q2 Period FY 22-23 FY 23-24 FY 23-24 2 Gross NPA 87035 10.48% 70899 7.73% 65563 6.96% -21472 -24.67% Recovery 29096 5417 5532 2a Sub-Standard 14165 1.71% 9988 1.09% 6870 0.73% -7295 -51.50% Slippage 20515 2390 1826 2b Doubtful 50647 6.10% 41958 4.58% 42489 4.51% -8158-16.11% Recovery v/s Slippage 1.4x 2.3x 3.0x 2c Loss 22222 2.68% 18953 2.07% 16205 1.72% -6017 -27.08% Global 830212 100.00% 916836 100.00% 941721 100.00% 111509 13.43% Advances(1+2) Highlights Business Financial Asset Quality Share/ Capital Digitalization HR/Network/GB/RRB ESG/ Award Page 28

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