Investor Presentaiton
Annual Report
AR
2022
SUMMARY
National Financial Stability
A monthly indicator that allows the BCB to follow the
financial system soundness is the Level of Compliance
with Capitalization Requirements by the SFN institutions.
Throughout the year, it maintained a performance above
the established target of 98.8%, with a 99.9% average.
Level of Compliance with Capital
Requirements by SFN's institutions
(Measures the SFN's soundness)
WHO WE
%
ARE
100
99.4
98.8
OUR
STRENGTH
98.2
AND
OUR
97.6
RESOURCES
97
December December December October
2019
2020
2021
2022
Observed
OUR
RESULTS
As of December 2022
Goal
The BCB's prudential and conduct monitoring and
supervision activities continued to contribute decisively
to the proper functioning of the SFN in 2022. The
proactive action of the supervision teams preserved
the SFN soundness and the adequate credit flow to the
economy. To this end, the BCB made periodic contacts with
representatives of supervised institutions and carried out
several types of supervisory actions on these entities.
The BCB also worked to make available information of
interest to society regarding the SFN performance. The
supervision area set up improvements by intensifying
the use of information systems, applications, tools, and
algorithms that had been under development for the past
few years.
Throughout the year, the BCB finished 845 finalistic
supervisory actions, encompassing micro and
macroprudential monitoring, banking, non-banking, and
conduct supervision, as well as technical advisory actions,
specialized supervision, and strategic management. The
supervision actions had as a guideline the balance between
preserving the financial health of the SFN entities, the
continuity of the provision of essential financial services,
and the development of innovative solutions to improve
supervision.
In 2022, 12 Settlement Agreements were signed
with supervised institutions aiming at the cessation
of practices by the committed institutions and the
correction of irregularities and the compensation for
losses to customers, with the collection by the BCB of
BRL 53.8 million as a pecuniary contribution. Two of these
Settlement Agreements that dealt with the collection of
tariffs and/or financial charges in disagreement with the
regulations in force set up the obligation to refund more
than 1.3 million clients, totaling BRL 81.1 million.
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