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Investor Presentaiton

MORGAN STANLEY BANK ASIA LIMITED DIRECTORS' REPORT The Directors present the annual report and audited financial statements (which comprise the income statement, statement of comprehensive income, statement of changes in equity, statement of financial position, statement of cash flows and related notes 1 to 33) for Morgan Stanley Bank Asia Limited (the "Company" or "MSBAL") for the year ended 31 December 2020. PRINCIPAL ACTIVITIES The Company is a private limited company incorporated in Hong Kong, with a head office in Hong Kong and a branch in Singapore ("Branch"). The Company is a full licensed bank under the Banking Ordinance in Hong Kong, regulated by the Hong Kong Monetary Authority ("HKMA"). The Branch is licensed as a wholesale bank in Singapore, regulated by the Monetary Authority of Singapore ("MAS"). The Company is also a registered institution under the Hong Kong Securities and Futures Ordinance. The principal activities of the Company are to engage in the business of banking including deposit taking and lending. It also acts (a) as agent on behalf of its customers in connection with the provision of general investment, securities and futures dealing, as well as discretionary management and (b) as introducing broker to Morgan Stanley & Co. International plc for the provision of clearance, settlement and custody services in relation to the aforementioned transactions. The Company's ultimate parent undertaking and controlling entity is Morgan Stanley which, together with the Company and Morgan Stanley's other subsidiary undertakings, form the Morgan Stanley Group (the "Morgan Stanley Group"). RESULTS AND APPROPRIATIONS The results of the Company for the year ended 31 December 2020 are set out in the income statement on page 6. No interim dividends were paid to the sole shareholder during the year. The Directors do not recommend the payment of a final dividend and propose that the profits be retained. SHARE CAPITAL Details of the Company's shares issued are set out in note 21 to the financial statements. DIRECTORS The following Directors held office throughout the year and up to the date of approval of this report: Almeida, Niall (Appointed on 10 March 2021) Chui, Yik Chiu Vincent Clatworthy, David Peter (Resigned on 5 May 2020) Fung, Choi Cheung Gazzi, Robert Kwan, Yin Ping Laroia, Gokul Ong, Whatt Soon Ronald Rajaram, Harish Taylor, George Alexander (Appointed on 5 May 2020) Wraight, David John (Resigned on 10 March 2021) DIRECTORS' MATERIAL INTERESTS IN TRANSACTIONS, ARRANGEMENTS AND CONTRACTS THAT ARE SIGNIFICANT IN RELATION TO THE COMPANY'S BUSINESS No transactions, arrangements and contracts of significance to which the Company, its holding companies or any subsidiaries of its holding companies were a party and in which a Director of the Company had a material interest, whether directly or indirectly, subsisted at the end of the year or at any time during the year. 1
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