CRT-Eligible Profile Summary
Credit Risk Management Highlights
Fannie Mae's industry-leading technology drives improved loan quality and better outcomes.
Desktop Underwriter
Collateral Underwriter
10
94%
1,790(1)
Lenders/Agents
Loan deliveries in
2023 through DUⓇ(1)
In Q3 2023, approximately 84% ($75B) of the single-family loans (by UPB)
acquired by Fannie Mae had one or more Day 1 CertaintyⓇ components
(1) Approximately 1,200 lenders actively deliver loans to Fannie Mae through DU on an annual basis.
Approximately 590 additional lenders are approved for DU access.
64.3 Million+
Appraisals collected
from August 2011 to date
10.7 Million+
Appraisals viewed by lenders
since launch in January 2015
100% of single-family and condominium appraisals go through CU as part of our
QC process
Servicing Management Default Underwriter™
~96% of
Delinquencies
covered through
SMDU as of
November 9, 2023
Over 1,300 servicers currently benefit from
SMDU through B2B integration or through the
SMDU User Interface
■ Provides consistent decisioning for loss
mitigation solutions
As of September 30, 2023.
© 2024 Fannie Mae
Real Estate Owned
1.8 million+
Homes disposed of since 2009
Best execution approach to sell real estate based on
NPV comparison to move-in ready home sold to
owner occupant
Evolution within our REO repair strategy has
increased repair rates and investment over time,
resulting in increased access for owner occupants to
purchase move-in-ready homes.View entire presentation