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Investor Presentaiton

Borrower acquisition through diverse online channels Joint modeling Online advertising TOUTIAO G Search engine BaiduB 搜狗搜索 marketing 应用宝上 vivo App stores Customer referrals 信也 FINVOLUTION 21% new borrower contribution (1) Do Our borrowers are from 97% of the cities in China Over 81% of our borrowers are between 20-40 years old (2) RMB 4,369 Average principal amount(3) 8.4 Months Average loan tenure(3) (1) % of loan volume generated by new borrowers. New borrowers are borrowers who have never successfully borrowed on our platform before in the three months ended Mar 31, 2021. (2) Calculated based on borrowers in Mainland China whose loans were facilitated in the three months ended Mar 31, 2021. (3) Calculated based on loans originated on our marketplace in Mainland China in the three months ended Mar 31, 2021. 9
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