Investor Presentaiton

Improvement in overall persistency trends¹ Across key channels (%) 93 87 82 80 60 Agency 70 89 Across key segments (%) 95 90 86 76 222 42 Savings (Traditional) 99 66 80 80 74 68 53 97 40 92 88 81 Banca Direct ■13th month 25th month 37th month 49th month 61st month 82 74 71 68 51 Savings (UL) 71 1 93 88 81 76 68 Protection ■13th month ■25th month ■37th month ■49th month ■61st month 1. For individual business; Including single premium and fully paid up policies 93 98 86 CY (Q1 FY23) 80 72 58 Company PY (Q1 FY22) 00 90 82 73 67 40 53 Company Actuarial Financial ESG HDFC Life

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