Investor Presentaiton

Solo a fundamentally different approach to premium banking Through the recently launched Solo, we target to attract new clients (currently only 10,328) to significantly increase market share in premium banking from c.13% SOLO Lounges SOLO Holding company of BANK OF GEORGIA BGEO www.bgeo.com GROUP November 2015 SOLO New Solo offers: ⚫ Tailor made banking solutions New financial products such as bonds Concierge-style environment Access to exclusive products and events Lifestyle opportunities SOLO 3x higher new clients attracted per banker ratio, compared to same period last year page 74

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