Credit Investor Presentation slide image

Credit Investor Presentation

Risk reduction - Interest rate hedging policy Aims to minimise regulatory risk • AMP7 cost of debt set through PR19 process • • • We target around half of our debt to be in index-linked form, and we keep index-linked debt un-swapped as a good match for the RCV, which is 50% RPI-linked and 50% CPIH-linked as at 1 April 2020 with post-2020 new additions linked to CPIH We fix underlying rates on the remaining nominal floating rate debt on a 10-year reducing balance basis This helps to manage uncertainty regarding Ofwat's approach to setting the cost of debt at future price reviews 100% 90% 80% 70% 60% 50% 40% 30% 20% 10% 0% 10-year rolling interest rate profile Lock in rolling 10-year average interest rate on nominal debt Illustrative net debt fix/float/IL mix - prior to AMP6 additional hedging 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 Floating Index linked ■Fixed United Utilities • Credit Investor presentation . 47
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