AUL HY2023 Investor Presentation

W&CM outlook • • Australian Unity Real Wellbeing Period ahead should continue to provide opportunities for the platform to offer customers valuable investment opportunities, and to deliver increased community and social value • Remains well positioned to benefit from: • the collective impact of the rising need for better-planned wealth accumulation; the challenges and opportunities presented by Australia's ageing population; . the changing regulatory landscape; and increasing community expectations in these areas 28

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