Investor Presentaiton

Transformation journey Strategy 4Q22 results Appendix Building platform for growth: Leveraging our balance sheet growth and driving fee income revenue streams... Balance sheet growth Deposits $bn Building our wealth franchise Wealth revenue Global, $bn CAGR +4% 1,570 1,380 2019 2022 Assets $bn CAGR +5% $116bn 2,967 2,598 Held-for-sale33 2019 2022 Insurance Total Wealth revenue 7.7 8.1 Insurance manufacturing market -0.1 impacts (1.0) CAGR +9% 9.1 Wealth revenue 7.6 (excl. insurance manufacturing market impacts) 2020 2022 Hong Kong market share 34, % 17.5 +7ppts 24.7 2019 2022 10

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