Consistent Earnings Growth and Digital Engagement
Provision for Credit Losses (PCL) 52,117
Impaired and Performing
Highlights
Impaired PCL remains well below pre-
pandemic levels
Quarter-over-quarter increase largely in the
Canadian and U.S. consumer lending
portfolios
Performing PCL related to current quarter
allowance build in:
U.S Retail
Corporate
Canadian Personal and Commercial
Banking
Performing
U.S. Retail
TD
PCL ($MM)
Q4/21
Q3/22
Q4/22
Total Bank
(123)
351
617
Impaired
220
340
454
Performing
(343)
11
163
Canadian Personal &
53
170
229
Commercial Banking
Impaired
140
142
184
(87)
28
45
(76)
107
225
Impaired
68
135
166
Performing
(144)
(28)
59
Wholesale Banking
(77)
25
26
Impaired
(14)
24
Performing
(63)
25
2
Corporate
(23)
49
137
U.S. strategic cards partners' share
Impaired
26
63
80
Performing
(49)
(14)
57
Wealth Management &
Insurance
Impaired
I
Performing
I
60
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