Visa Inc. 2014 Annual Meeting of Stockholders
Forward-Looking Information
This presentation contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform
Act of 1995. Forward-looking statements generally are identified by words such as "believes," "estimates," "expects,"
"intends," "may," "projects," "could," "should," will," "will continue" and other similar expressions. Examples of such
forward-looking statements include, but are not limited to, statements we make about our corporate strategy and product
goals, plans and objectives. By their nature, forward-looking statements: (i) speak only as of the date they are made;
(ii) are not statements of historical fact or guarantees of future performance; and (iii) are subject to risks, uncertainties,
assumptions and changes in circumstances that are difficult to predict or quantify. Therefore, actual results could differ
materially and adversely from our forward-looking statements due to a variety of factors, including the following: the
impact of laws, regulations and marketplace barriers; developments in litigation and government enforcement, including
those affecting interchange reimbursement fees, antitrust and tax; new lawsuits, investigations or proceedings, or
changes to our potential exposure in connection with pending lawsuits, investigations or proceedings; economic factors;
industry developments, such as competitive pressure, rapid technological developments, and disintermediation from our
payments network; system developments; costs arising if Visa Europe were to exercise its right to require us to acquire
all of its outstanding stock; the loss of organizational effectiveness or key employees; the failure to integrate acquisitions
successfully or to effectively develop new products and businesses; natural disasters, terrorist attacks, military or political
flicts, and public health emergencies; and various other risk factors, including those contained in our Annual Report
on Form 10-K for the year ended September 30, 2013 and our other filings with the U.S. Securities and Exchange
Commission. You should not place undue reliance on such statements.
2 | Visa Inc. 2014 Annual Meeting of Stockholders | January 29, 2014
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