Dave Investor Presentation Deck

..An estimated 150M+ people need our help Can't afford a one-time $400 emergency Dave's Estimated User TAM ~30-35M People ~20-25M People ~100- 120M People Highest Need High Need "Getting By" • ~10-15M people without access to a bank account • ~20M people who overdraft 10-20x per year • Underserved by existing bank accounts • Overdraft 3x+ / year • Existing bank relationship not helping • Living paycheck-to-paycheck • Building credit • Student loan debt Dave Source: U.S. Census, FDIC, Center for Financial Insight, CFPB, Financial Health Network and SNL Financial. Friendship O: Villages ROSA GONZAL

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