Affirm Results Presentation Deck

Power Transactions Across Diverse Channels POS VS. AFFIRM¹ TRANSACTIONS FY Q3 2022 23% Affirm¹ 77% Point of Sale AFFIRM PRODUCT COMPOSITION² FY Q3 2022 21% Split Pay (Bi-Weekly 0% APR) 21% Core 0% APR 57% Interest-Bearing Notes: 1. Based on transactions initiated by Affirm through mobile app and website channels 2. Split Pay includes volume from loan transactions with 0% APR and 6-8 week or 3 month term lengths; Interest-Bearing includes loans with greater than 0% APR; Core 0% APR includes all other GMV affirm 3. Excludes volume from transactions facilitated through Affirm virtual card at non-integrated merchants 4. Metrics are unaudited 11% 11% Industry GMV Mix³ FY Q3 2022 7% 12% 7% General Merchandise Sporting Goods and Outdoors Home / Lifestyle Equipment / Auto 20% 12% 19% Fashion Beauty Electronics Travel / Ticketing Other 8

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