Hilltop Holdings Results Presentation Deck slide image

Hilltop Holdings Results Presentation Deck

Hilltop Holdings - Commercial Real Estate Portfolio ($ in millions) Commercial Real Estate Portfolio ■CRE- Owner Occupied ■CRE - Non-Owner Occupied $1,406 43% CRE Allowance for Credit Losses (ACL) Allowance for Credit Losses $23.5 $ in millions CRE Non-Owner Occupied Office CRE Non-Owner Occupied Retail CRE Non-Owner Occupied Office and Retail All other CRE Non-Owner Occupied Total CRE Non-Owner Occupied Ending Balance $519.3 $341.9 $861.2 $1,009.0 $1,870.2 $1,870 57% Ending Balance at June 30, 2023 unless noted otherwise 7 $6.0 $29.5 $14.0 $43.6 ACL % Loans 4.5% 1.8% 3.4% 1.4% 2.3% ■ Office ■ Retail ■ Hotel/Motel Multifamily ■ Industrial Commercial Real Estate Non-Owner Occupied ■ Mini-Storage ■ Other ● ● ● ● ● 7% 9% ● 11% 13% Notes 14% Approximately 96% of all CRE exposure is in Texas Total CRE - Office Unpaid Principal Balance (UPB) of $833.8 million 28% 18% Average loan balance $1.5 million 28% of office loans are medical and dental related Total CRE- Retail UPB of $385.8 million Average loan balance of $1.8 million Hilltop Holdings.
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